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Dr. Aly Khorshid

QUALIFICATIONS SUMMARY

Highly regarded professional with solid education and global expertise in finance and Islamic finance in both industry and academia including investment, wealth management planning, contracts, market due diligence, risk assessment, family trust, inheritance planning, and portfolio management.

► Collaborative Leadership: Strong ability to foster and maintain relationships with key stakeholders at varying levels of an organisation to drive productive change. Adept at facilitating cross-functional teams to achieve exceptional results.

► Financial Expert: Demonstrated success in the areas of real estate, project, global, and Islamic finance. Proven experience in economics, capital markets, and product structuring. Passion for supporting high value investors seeking market due diligence of multimillion-dollar investments. Able to guide project planning and implementation activities.

► Information Management: Well-developed ability to utilize business technologies to track stakeholder data and guide strategic planning. Proficient with Microsoft Office Suite.

► Key Strengths: Finely tuned analytical skills with a dedication to continually streamlining and improving work processes, in addition to ensuring full compliance with strict regulatory guidelines. Effectively interface with management to collaborate on issues and resolve problems. Results focused; able to achieve maximum impact with minimal cost.

► Key Achievements: Author of several reference books including Dictionary, also novelist of the highly acclaimed ‘A Tender Power’, In excess of 60 articles published as well as TV and radio appearances as an expert, Nominated for King Fisal prise (2006) , Runner-up or Murbank Prize for Islamic Studies (2010), Worked with global brands in financial sector, Listed in ‘Who is Who Historical Society International’ (2010), Ambassador of Peace, appointed by UPF, United Nations (2013), Developed curriculum for MSc in Islamic Finance, member of the accreditation and evaluation, Structured Islamic home loan scheme, member of editorial Board Member for several academic publications, member of Islamic Finance forum for Harvard University (Law) School.

EDUCATIONAL BACKGROUND

    • THE MYTH OF SECURITY & PRIVECY(2023),GLOBALIZATION ENGINES (2022)
    • THE FOURTH INDUSTRIAL REVOLUTION(2021)
    • SECRETS OF NATIONS (2020)
    • ZEROS AND VALUES,101ADVICES FOR PROJECTS MANAGERS,116 TALES FOR MANAGERS
    • E-GOV,E-COM-STOCK CONTROL SYSTEM
    • SIMPLIFIED ACCOUNTING, MANAGEMENT TALES, BLIND TALES FOR THE SIGHTED
    • PROPHET LEADER STRATEGIES ,MODERN PHILOSOPHY IN TQM,

 

    • AND MORE THAN 200 ARTICELES.

Elite Horizon Economic Consultancy, London, UK / Dubai, UAE

CEO (2001 – Present)

Direct the full operations of a global organisation with 80 key clients with individual values ranging from $1M to $800M. Provide advice, guidance, and support to financial institutions. Complete necessary due diligence to identify potential investment opportunities. Advise of capital and stock market products. Facilitate corporate governance and risk management assessments. Structure and endorse Shari’ah compliant products. Collaborate with banking clients on strategy, products, investments, and performance.

Selected Contributions:

  • Provided executive level support for a number of clients as follows: CEO at Academy UK Ltd., General Manager and Finance Director at Colour Image Processing Ltd., Non-Executive Director (Formal) at Arab Banking Corporation, and Non-Executive Director at Image for Windows and Door.
  • Served at Wealth Manager at Al Barakah International Bank managing £100 M funds based on Shariah Compliant Investment.
  • Acquired land for $60 M US + $420 M US in renovations selling the property for $760M US with a profit of $180 M.

Anglo Eastern Marketing LTD 1972-1980

Export Import agency, exporting electrical equipment, modifying motor cars, shipping, importing ladies’ fashion from Italy and France at reduced prices and re-export to the Middle east

Colour Image Processing LTD 1980-1997

General manager, responsible for day to day running 8 Units of retail service photographic Laboratories

Colour Image LTD 1990-1997

Franchise operation managements, responsible for 6 Franchise units, including Franchise contract, Recruiting Franchisees, marketing new image of photo-processing industry.

Al-Arab bank (UK) Ltd 1996-1997

Credit Department team member, also looking after 20 clients as well as training for wealth investment in the stock market including analysing stock movements for the water industry

Al-Barakah International Bank (UK) 1997-2001

Wealth Manager, responsible for $ 100 Million investment for clients in Shariah Compliant investment, Also the lyase Manager between Bank of England and the bank on compliance, Financial Risks and Co-Operative Governance.

No-Riba Shari’ah consultancy 2002-

Shariah advisory firm based in Dubai UAE, offering shariah advise on No-Riba investment globally, structuring Shari’ah compliant modules for Investment banks and hedge fund investments.

 

Additional Experience (non-Academic)
Banker, Private Wealth Manager and Shari’ah Board Member at Al-Baraka International Bank, General Manager and Finance Director at Colour Image Processing Limited, Freelance Trainer at International Capital Market Associations (USA& UK), Chartered Institute of Securities and Investment (UK), Islamic Finance Advisory & Assurance Services (UAE & UK), Islamic Finance Navigator (UAE), Securities Commission (Malaysia), and UTM (Malaysia)

ACADEMIC EXPERIENCE

As senior academic and Islamic finance subject matter expert working at board level to ensure robust strategic decision making and direction, ensure regulatory compliance, establish strong governance, optimise processes. Overcomes communication challenges to drive collaboration. A skilled trainer and entrepreneurial leader with a collaborative approach, strong stakeholder management ability and wide strategic and operational insight gained in multiple CEO roles.

LondonUni, London, UK, Dean of Business and Economics School, Course Director, (2017 – Present)

Professor Responsible for overseeing the academic programs of the department, developing curriculum, and recording lectures for on-line programs. Teach selected programs for master and PhD level students.

Henley Business School, University of Reading, Reading, UK, Fellow, ICMA Centre (2010 – Present)

Co-created and delivered Islamic Finance modules within a variety of degree programs, Responsible for the development and delivery of Islamic Finance courses (including MBA, Certificate in Islamic Finance, Diploma in Islamic Finance, MSc in Investment Banking and MSc in Islamic finance).

Universiti Teknologi Malaysia, Malaysia, Visiting Professor (2014 – 2017)

Develop and implement MBA and MSc degree modules on Islamic Finance. Supervise students completing thesis projects, as well as facilitate lectures in alignment with the Islamic finance syllabus.

    Nile University, Egypt, Visiting Professor (2014 – Present)

Assess and construct syllabi on topics including leadership, entrepreneur, SME, economics, finance, and Islamic finance topics.

IFBL Institut, Luxemburg. Course Director (2012 – Present)

Direct coursework for Islamic Finance Foundation Certificate and Diploma programs. Train and structure course materials identifying co-trainers, as necessary. Received accreditation by ICMA Centre, Henley Business School, and University of Reading.

 

AcademyUK,     Director Islamic Finance Studies (2007-2017)

Director of the Islamic Finance department with responsibility for syllabus development from short course through to MBA level. Supervised thesis studies on Islamic Finance topics. Member of the Board, as well as the Student Disciplinary Board.

NON-EXECUTIVE DIRECTOR

Professional with over 25 years of experience passionate about turning organizational strategies and initiatives into reality, armed with positive attitude for accomplishments, demonstrated experience, sophisticated training, and accredited certifications.

Globally experienced non-executive director, business leader and senior finance professional with a track record of supporting SMEs to establish strong foundation, drive growth and attain funding, finance. Team member developing IPO, strategy, Governance model, leadership, fundraising, on-line trading platform for Islamic compliant stocks

  • Al-Baraka International Bank, UK
  • Nile University, Cairo Egypt
  • Anglo Eastern Marketing, UK
  • Foto Inn PLC, UK
  • Foto Run LTD, UK
  • Colour Image Processing LTD, UK
  • Elite Horizon Economics consultancy, UAE and UK
  • AcademyUK, UK
  • Al-Jamjoom Corporation, Saudi Arabia
  • Image for Windows and doors, Cairo Egypt
  • Al-Awidah group, UAE
  • LU Excellence Education, UK
  • Al-Azhar charity group, Cairo Egypt

AREA OF SPECIALITY AND INTERESTS

Islamic Finance including Banking, Economics, Marketing, Capital Market, Law, Product Structure, Civilization, History, Global Economics, Global Capital market, Stock Market, Project finance, Financial engineering

  EDITORIAL BOARD MEMBERSHIP

SSRN, Social Science Research Network

Signifikan Journal Ilmu Ekonomi

Journal of Emerging Economies and Islamic Research (JEEIR)

Journal of the Faculty of Education; International University of Malaysia.

EJIF European Journal of Islamic Finance

Journal of Business strategy Finance and management

PUBLICATIONS

  • Islamic Insurance; with modern approach to Islamic banking (2004), Routledge Publications
  • Encyclopaedia of Islamic Finance (2009), Euromoney PLC Publications
  • Dictionary of Islamic Finance (2011), Euromoney PLC Publications
  • Corporate Governance in Islamic Banks (2014), John Wiley & Sons Publications
  • ‘A Tender Power’ (2015) a non-fiction novel, written to enable accessible learning and understanding of Islamic Finance.
  • Building Bridges across Financial Community, S. Nazim Ali (Editor), Harvard University Publications, 2012
  • Islamic Wealth Management, A catalyst for Global Change and Innovation, Sohail Jaffer (Editor), Euromoney Publications, 2009
  • Islamic Transactions and Finance, Principals and Developments, Mohammed Hashim Kamali and Sheila Ainon Yussof (Editors), CLJ Publications, 2013
  • A further 5 books have been published in collaboration with other author’s as well as over 60 journal articles*
  • A full list of publications is available on request.

PROFESSIONAL MEMBERSHIPS
 
  • ICF Member (International Coach Federation)
  • Institute of Business Consulting
  • Islamic Finance Consultancy Association
  • BECTU
  • Academy UK (Trustee)
  • Freelance Association for TV & Radio Presenters
  • The Press Association
  • Master Photographic Association
  • British Institute of Professional Photography
  • The British Society for Middle Eastern Studies
  • Islamic Finance Forum, Harvard University

LANGUAGE SKILLS

English Reading and writing Flaunt

Arabic Reading and writing Flaunt

TRAININGS COURSES, WORKSHOPS DELIVERED

Finance & Islamic Finance

  • Risk Management (credit risk, market risk, currency risk)
  • Internal & External auditing  (Principals, management, performance)
  • Compliance (basil II, Basil III, central banks)
  • Financial engineering
  • Corporate Governance
  • Money Laundry (Controlling, know your customer, preventing)
  • Project management (Negotiation, contracting, financing)
  • Trade Finance and Project Finance Conventional V Islamic Finance
  • Cyber crimes  (Detecting fraud and Financial crimes)
  • Regulation (Shariah audit, Shariah Board, operation)
  • Islamic banks and Finance (Risks, structure, project finance, products, engineering)
  • Shariah Compliant products (implementation, Mutual Fund, credit cards, Currency trading FOREX)
  • Islamic Banks V Conventional Banks (overview, tools, SME’s, performance P&L)
  • Islamic Finance Risk management differ from Conventional Banks
  • Sukuk (structure, lunching, SPV)
  • Islamic Insurance TAKAFUL (general, marine, life, motor, commercial, medical, engineering)

Leadership

  • Leadership management and performance (Improving and development)
  • Strategic Planning and Strategic thinking (Implementation & management)
  • Management skills (Quality and effective management)
  • Hire Relation HR (interviewing, short list, offers, employment contract)
  • Public Relation PR (management, press release, report writing)
  • Public Speaking (speech delivery, press release’s, Interview)
  • Environmental Management and systems (ISO14001&9001)
  • Auditing Management system (ISO 14001&9001)
  • Developing & Training new management and Staff
  • Customers Service (excellence & Improving)
  • Corporate Governance developing and executing
  • Crises Management (controlling & supervisory)
  • Problems solving and management
  • Innovative leadership
  • Negotiation skills (purchases, sales)
  • Women in Leadership 

General

  • Insurance (Fundamental, Motor, claims, underwriting, fraud)
  • Financial Reporting
  • Finance for non-Finance managers
  • Wealth Management
  • Portfolio Management
  • Treasury products
  • Hedging and Derivatives
  • Anti-Money Laundry and Anti-Financing Terrorism
  • Risk Management (credit, trade, marketing, currency, environment)
  • Risk Management in Islamic banking and Finance
  • Corporate Governance
  • Financial reporting (standard, external and internal accounts)
  • Production (operation, management, logistics, supply chain)
  • Professional development (Skills, team work, communication)
  • Decision making (analyses, problems,
  • Public speaking (speech, Presentation, interview)
  • Information technology (skills, implementation, management)
  • Contract negotiation
  • Marketing (Skills of good sales manger, Planning, implementing)

 

Recent Papers and articles

  • Global Financial crises and its effect on Islamic Finance, SSRN Network,
  • Adding Social Responsibility and Accountability to the Mandate of Shari’ah Advisory Boards, SSRN Network, 2
  • How compatible are Islamic financial principals with global finance today?
  • The Islamic economic policy post Credit crunch,
  • Global Financial Crisis and its effect on Islamic Finance, International Journal on GSTF business review, Volume 1, No 2
  • Ibn Khaldun, Father of economics Philosopher, research paper presented and published in Islamic banking and Finance, Fe
  • Human right in Islam between theory and Practice, research paper presented for President Husni Mubarak prize for Islamic studies
  • Adding social responsibility and accountability to the mandate of Shariah advisory boards, paper presented to, Law school Harvard University,
  • A New order, the Shari’ah hierarchy needs overhauling if Islamic finance to offer a genuine alternative to conventional finance
  • The Need for a new Breed of Scholars, Cover story, Business Islamic
  • How Islamic Finance can close the credibility gap, The Bankers FT
  • How Far Takaful Should Rely on Conventional Reinsurance, The World Takaful Conference.
  • Challenges in the Application of Shariah to the Modern Islamic Banking and Finance, Leaders in Islamic Finance
  • Islamic Investment Fund: Structures and Shariah Issues, Conference on Islamic Investment: Prospect and Challenges
  • Islamic Venture Capital and Private Equity, Current Progress and Shariah Issues
  • Effectively Structuring Sukuk, 2nd Islamic Finance Forum, Regal Hong Kong, Hong Kong
  • Default and Sukuk Restructuring, 2nd Islamic Finance Forum, Regal Hong Kong, Hong Kong
  • Islamic Finance and the Development of Shariah Products and Markets, IFR Asia Conference
  • Islamic Structured Products, Sukuk Products and Issuance
  • The Future Of Islamic Finance

Time to clarify opaque systems, Islamic banking and finance

  • Tolerating challenges in Risk Managements, Islamic banking and finance
  • Why a Madoff Scandal can’t happen in Islamic Finance
  • Hedge funds have shown frailties in their structures that have contributed to alleged fraud by major Wall Street player Bernard Madoff
  • Prospects and Challenges to Islamic Real Estate and REITs, Conference on Islamic Investment
  • Shariah Issues in the Operation of Re-Takaful and Reinsurance: A preliminary Exploration From Shariah Perspective, Paper Presented at Shariah Scholar Dialogue, Kuala Lumpur International Islamic Finance Forum
  • Islamic banks exposed to property risk
  • Liquidity management in the Sukuk secondary market

Islamic Finance a Global Alternative and Socially Responsible Investment

  • Transparency, Transparency and Transparency, can we learn from the Islamic system and avoid credit crunch
  • Islamic finance principle explained
  • Lessons from the 1932-3 depression and the recent financial crisis
  • Can We Learn from the Islamic Financial System to Escape the Credit Crunch?

Managing Risk:

  • Understanding Derivatives Within Islamic Finance
  • REITs Investment, Interactive Events Conference
  • Structuring Shariah Compliant Sukuk, workshop organized by Hong Kong General Chambers of Commerce,
  • Islamic ETFs: Structures and Issues, Innovation in Islamic Capital Market Products, Securities Commission,
  • Commodity Murabaha House: The Experience of Bursa Malaysia, Innovation in Islamic Capital Market
  • New Developments in Islamic Derivate: Updates on Current Product Offerings
  • Islamic Hedge Funds, Malaysia Islamic Capital Market Conference
  • Current Issues in Global Islamic Finance, 5th Euromoney Annual Islamic Finance Asia Summit
  • Shari’ah Scholar Perspective: A Closer Look at Compliance – Shari’ah Law And Financial Models, 4th International Islamic Finance Forum Asia,

Managing Takaful Fund:

  • The Way Forward, Seminar on Takaful and Re-Takaful
  • Revitalising Waqf Ahli in Modern Time: A Prospect for Development, Singapore International Waqf
  • Islamic Financial Products and Services: Between Imitation and Innovation
  • Risk Management in Islamic Financial Products and Services, Seminar on Risk Management in Islamic Financial Services
  • Shariah Scholar Forum: A Discussion on Developing Islamic Funds Industry, The 5th Annual Islamic Fund Worlds
  • Islamic Structured Products, Kuala Lumpur International Islamic Finance Forum (KLIFF)
  • Innovation in the Sukuk Structuring, Charting the Progress and The Way Forward, Kuala Lumpur International Islamic Finance Forum (KLIFF),
  • Underlying Philosophy of Islamic Finance, Intensive Course for International Financial Regulators, 2007
  • The Role of Shariah Advisors in the Development and Enhancement of Islamic Securities, Colloquium on Islamic Securities
  • Islamic Structured Products, Issues and Challenges, Paper presented at Shariah Experts Dialogue, Kuala Lumpur International Finance Forum (KLIFF)
  • Fundamentals of Islamic Banking: Products and Instruments, Seminar on Islamic Banking & Capital Market: Products and Instruments
  • Islamic Derivatives and Structured Products & Instruments, Seminar on Islamic Banking & Capital Market: Products and Instruments

 

Overview of Islamic Trade Financing: Products and Instruments, Workshop on Islamic

  • Shariah Issues in Takaful and Re-Takaful Practices, 2nd International Conference on Takaful and Re-Takaful, Kuala Lumpur
  • Global Progress in the Issuance of Sukuk, 3rd Kuala Lumpur Islamic Finance Forum
  • Structuring Islamic Financial Products: Issues and Challenges, 3rd Kuala Lumpur Islamic Finance Forum
  • Principles of Islamic Finance in the Issuance of Sukuk: Seminar on Islamic Bond and Islamic REITs.
  • Issuance of Sukuk and Islamic Bond, Malaysia, Seminar on Islamic Bond and Islamic REITs.
  • Shariah Compliance in Islamic Trade Finance, Workshop on Islamic Trade Financing
  • Shariah Principles and Issues in Islamic Banking and Financial Services,
  • Islamic Real Estate Introduction to Shariah Principles in Islamic Capital Market (ICM), Seminar on Shariah& Legal Issue in Islamic Bonds Market,
  • Shari’ah Issues in Contract Of Sale For Islamic Home Financing, Islamic Home Financing

 

Publications reviewed by peer experts

  • Professor Rodney Wilson “Professor (retired) Durham University”
  • Dr. Abdul Aziz Hegazy “former pry minster of Egypt”
  • Professor Maoel Ezzideen, University of Wales
  • Ms. Sanjeevie Pereira “Editor Euromoney PLC publications”

Get in Touch with Aly Khorshid

Feel free to reach out directly to Aly Khorshid for any inquiries or to discuss how he can assist you in the fields of Islamic finance, wealth management, and more. Your success is his priority!

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